Warranty Belief Holding Firm has reported strong {financial} efficiency for the 12 months ended December 31, 2025, with revenue reaching N1.23 trillion and curiosity revenue rising considerably.
The Group posted curiosity revenue of N1.622 trillion, representing a 22.8% improve from N1.321 trillion recorded in 2024. It additionally introduced a last dividend of N12.76 per share, reinforcing its dedication to shareholder returns.
In keeping with outcomes filed on the Nigerian Change and the London Inventory Change, revenue earlier than tax stood at N1.23 trillion, barely decrease than N1.266 trillion recorded within the earlier 12 months.
Revenue after tax got here in at N865.75 billion, in comparison with N1.02 trillion in 2024, reflecting the impression of latest fiscal insurance policies, notably withholding tax on short-term funding securities. Regardless of this, the Group famous that its core earnings remained robust when adjusted for these results.
GTCO maintained a sturdy and diversified stability sheet throughout its banking, funds, pension, and asset administration companies. Complete property rose to N17.8 trillion, whereas shareholders’ funds stood at N3.4 trillion.
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The Group’s Capital Adequacy Ratio remained robust at 43.8%, whereas asset high quality improved, with IFRS 9 Stage 3 loans declining to three.4% on the {bank} stage and 5.0% on the group stage. Price of Threat additionally dropped considerably to 2.2% from 4.9% in 2024.
Mortgage development remained regular, with the online mortgage e-book growing by 12.4% to N3.13 trillion, whereas deposit liabilities grew by 23.8% to N12.87 trillion.
Commenting on the efficiency, Group CEO Segun Agbaje mentioned the outcomes spotlight the resilience of the Group’s earnings and its means to maintain development regardless of a tighter regulatory atmosphere and foreign money pressures.
He added that the robust underlying efficiency helps the corporate’s report dividend payout and positions it for continued development, pushed by innovation and enlargement throughout its {financial} companies ecosystem.
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